Term & Conditions » Gyan Sikho

Welcome to Gyansikho.in.
By using this website, you agree to follow and comply with the Terms & Conditions mentioned below.
If you do not agree with any part of these Terms, please do not use our website.

1. Acceptance of Terms

By accessing or using Gyansikho.in, you:

Accept these Terms & Conditions
Agree to comply with applicable laws and regulations
Confirm that you are at least 13 years old

These Terms apply to all visitors and users of the website.

2. Purpose of the Website

Gyansikho.in provides educational and informational content related to:

Personal Loans
Business Loans
Credit Cards
Insurance
Investing
Saving Tips
General Finance Knowledge

We do not offer financial services, loans, credit cards, insurance policies, or investment products.

3. No Professional Advice

The content on this website is for general information only.
It should not be considered as:

Financial advice
Legal advice
Investment advice
Professional guidance

Users must consult a qualified professional before making any financial decisions.

4. Accuracy of Information

We try our best to provide accurate and updated information.
However, Gyansikho.in does not guarantee:

Accuracy
Completeness
Reliability
Currentness
Suitability of information

Financial product details, interest rates, offers, eligibility, and rules may change anytime.
Users must verify all information from official sources.

5. User Responsibilities

By using this website, you agree that you will:

Use the website only for legal and ethical purposes
Do not misuse the content
Do not attempt unauthorized access
Not engage in fraudulent activities
Not to violate any laws

6. Third-Party Links

Gyansikho.in may include links to external websites (banks, NBFCs, government portals, affiliates, etc.).
We are not responsible for:

Content on external websites
Privacy policies
Services offered by third parties

Visiting any third-party link is at your own risk.

7. Advertisements & Affiliate Links

We may display third-party ads through:

Google AdSense
Affiliate programs
Sponsored content

Advertisers may use cookies to personalize ads.
We do not control the data collected by advertisers.

Users should review each advertising partner’s privacy policy separately.

8. Intellectual Property Rights

All content published on Gyansikho.in—including text, images, graphics, and design—is the property of Gyansikho.in unless otherwise stated.

You may not:

Copy
Reproduce
Modify
Distribute
Republish

any content from this website without written permission.

9. Limitation of Liability

Gyansikho.in and its team will not be liable for any losses or damages (direct, indirect, financial, or personal) resulting from:

Using the website
Relying on information
Clicking third-party links
Applying for financial products
Errors or missing information

You use this website at your own risk.

10. Data & Privacy

Our Privacy Policy also governs your use of the website.
Please read it carefully to understand how we collect and use information.

11. Email Communication

If you contact us at businesskaroguru@gmail.com, you agree that:

We may reply to your queries
Your emails are stored only for communication
We do not guarantee response time

12. Termination of Access

We may stop or restrict access to the website at any time without notice if:

You violate these Terms
You misuse the website
Technical or security reasons require a shutdown

13. Changes to Terms & Conditions

We may update these Terms at any time without prior notice.
Your continued use of the website after updates constitutes acceptance of the revised Terms.